ZipPay and ZipMoney - Buy Now, Pay Later



Learn more about how you can buy now and pay later with zipPay



How does zipMoney work


Step one

Select Zip at checkout online or in-store at 1000’s of businesses. Simply complete a quick application and get a decision in seconds.



Step two

Use your zip balance to pay for your goods. Receive the goods now, and pay us back over time.



Step three

Schedule repayments to suit your lifestyle with weekly, fortnightly, monthly or one-off payments. (Minimum of $40 a month).


Looking to avoid fees?

Simple. Pay of your balance before the statement due date. No balance, no fees. It’s just $6 per month for as long as you have an outstanding balance.